Auto insurance in 06519 area of New Haven, CT, is an essential aspect of responsible every vehicle ownership. In this dynamic urban center, it not only fulfills legal requirements but also provides financial security and peace of mind for residents and commuters alike.
Average Auto Insurance Rate In 06519, New Haven, CT
In New Haven, Connecticut the people pay around $2,250 per year for car insurance. That’s more than pay on average in Connecticut ($1,696 per month) and the whole country ($1,548 per month).
Our data show for Auto insurance in 06519, New Haven is based on your age, credit score, driving history, and if you’re married. Keep reading to find out more!
| New Haven Average (annual) | Connecticut Average | National Average |
| $2,250 | $1,696 | $1,548 |
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Best Auto Insurance Companies In 06519, New Haven, CT
When it comes to auto insurance in 06519, the prices can be different from one company to another. So, it’s important to compare quotes online and get cheap car insurance in 06519, New Haven. Best of New Haven 2023, GEICO offer the cheapest rates for drivers who have good driving history. We’ve listed the best affordable car insurance companies in 06519 below. This list is a good place to start, but make sure to ask for quotes that match your personal driving situation.
Auto Insurance In 06519, New Haven : Top 5 Insurance Company- GEICO
| Company | Average Rate (annual) |
| GEICO | $1,459 |
| State Farm | $1,665 |
| Amica | $2,197 |
| Liberty Mutual | $2,608 |
| Progressive | $2,776 |
Auto insurance rates in 06519, New Haven by Age
In New Haven insurance rates for drivers in age 50s pay lowest premiums at an average of $2,032 per year. Those in their 40s are not far behind, with rates averaging $2,106 annually.
On the other side, teenage drivers pay high premium for car insurance 06519, New Haven. The more affordable car insurance as a New Haven driver is to reach your 20th birthday. The difference in insurance rates between teenagers and drivers in their 20s in New Haven is striking at $7,101, marking the most significant contrast between any two age groups.
| Age | Average Yearly Rate |
| Teenagers | $10,166 |
| 20s | $3,065 |
| 30s | $2,226 |
| 40s | $2,106 |
| 50s | $2,032 |
| 60s | $2,113 |
| 70s | $2,775 |
Auto insurance rates in 06519, New Haven by Gender and Marital Status
Marital status and gender can impact your car insurance rates sometimes. Usually, single drivers pay more than married driver because data suggests single drivers are more likely to make claims. In the 06519 area of New Haven the married drivers pay $97 less than single drivers for auto insurance. Also, if you’re widowed, you’ll likely get a better rate compared to being single from companies in New Haven CT.
Gender can also play a role in car insurance rates. In New Haven, male drivers pay $38 more per year than female drivers on average.
| Gender/Marital Status | Average Annual Rate |
| Female | $2,212 |
| Male | $2,250 |
| Single | $2,153 |
| Married | $2,153 |
| Divorced | $2,250 |
| Widowed | $2,250 |
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Auto insurance rates in 06519, New Haven after DUI, At-Fault Accident, Speeding Ticket
It’s a good idea to have a clean driving record to save money on your commercial insurance New Haven in 06519. If driver have an accidents cause, DUIs (driving under the influence), reckless driving tickets, and speeding tickets can make your car insurance more expensive. Insurance companies prefer to offer lower rates to drivers who are less likely to have accidents or break traffic rules.
When it comes to costly driving violations that impact your insurance rates, reckless driving and DUI (driving under the influence) top the list. In New Haven, if you receive a reckless driving citation, you can expect your average insurance rates to go up by about $1,624 per year, compared to the nationwide average. To put things in perspective, a DUI offense leads to a $1,620 increase in your rates, while a speeding ticket results in a $550 rate hike.
| Citation | Average Yearly Rate |
| DUI/DWI | $3,870 |
| Reckless Driving | $3,874 |
| At-fault Accident (damages < $1,000) | $3,412 |
| At-fault Accident (damages greater than $2,000) | $3,357 |
| Speeding Ticket (16-20 mph over speed limit) | $2,800 |
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Auto insurance rates in 06519, New Haven by Credit Score
You know your car insurance New Haven CT that the credit score has a significant impact on your car insurance rates. In New Haven, drivers who boost their credit score from the “Very Poor” category (300-579) to the “Exceptional” category (800-850) can enjoy a substantial 56% decrease in their car insurance rates. Even moving from “Very Poor” to “Fair” credit can be a significant step toward saving money on auto insurance. In New Haven, raising your credit score to “Fair” could result in a $1,578 decrease in your annual insurance premiums.
| Credit Score | Average Annual Rate |
| Very Poor | $4,339 |
| Fair | $2,761 |
| Good | $2,250 |
| Very Good | $2,095 |
| Exceptional | $1,898 |
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FAQs : Auto Insurance in 06519, New Haven
What is the minimum auto insurance coverage required in 06519, New Haven, CT?
In Connecticut, drivers are required to have at least liability insurance, which includes
$25,000 bodily injury coverage per person,
$50,000 bodily injury coverage per accident,
$25,000 property damage coverage.
How can I find the best auto insurance rates in 06519?
If you want best auto insurance in 06519, we suggest that you compare quotes from different insurance companies. And considered other factors like your driving record, age, and the type of coverage you need will affect your rates.
Does my credit score affect my auto insurance rates in 06519?
Yes, in many cases, your credit score can influence your auto insurance rates in New Haven. A better credit score often leads to lower insurance premiums.
Are there discounts available for auto insurance in 06519?
Yes,In superior towing New Haven CT many insurance companies offer various discounts. These can include safe driver discounts, multi-policy discounts, good student discounts, and more. Be sure to ask your insurance provider about available discounts.
What factors affect my auto insurance rates the most in 06519?
Several factors can influence New Haven car insurance rates including your driving record, age, the type of car you drive, your ZIP Code, and the coverage options you choose.
What should I do if my auto insurance claim is denied in New Haven?
If your claim is denied by your insurance company you should first contact your insurance company to understand the reason for the denial. You can also seek assistance from the Connecticut Insurance Department or consult with legal counsel if needed.
