The price of car insurance in Indio, specifically in the 92203 area you can vary a lot depending on your circumstances and where you get it. According to our data, the minimum car insurance in Indio is 15 % less expensive than the typical cost nationwide. If you are trying to find the best deal then you compare multiple quote from other companies then you can getting the most affordable rate for car insurance in 92203.
Best car insurance in 92203 Indio, CA
In Indio, California, when it comes to car insurance in 92203 ZIP code then we’ve found that GEICO, USAA, Kemper, and Mercury are the top choices. They offer good prices for both basic and comprehensive car insurance. Plus, they have a lot of different coverage choices and are known for their helpful customer service.
| Car Insurance Company | Minimum Coverage Monthly Average | Full Coverage Monthly Average |
|---|---|---|
| State Farm | $55 | $223 |
| GEICO | $30 | $165 |
| USAA | $35 | $166 |
| Progressive | $48 | $200 |
| Farmers | $87 | $247 |
| Allstate | $48 | $248 |
| AAA | $45 | $231 |
| Mercury | $39 | $145 |
| Kemper | $39 | $189 |
Car Insurance Quotes in 92203 Indio, CA
When it comes to car insurance in 92203, the basic coverage can to helps cover the costs if you cause an accident that harms others. According to our info, this minimum coverage typically costs around $47 per month or $568 per year in Indio. That’s about 15 % cheaper than the average cost across the country.
Cheapest Liability Insurance in 92203 Indio, CA
Looking for car insurance in 92203, the basic coverage is the most budget-friendly option in Indio. GEICO and USAA offer the lowest rates for minimum auto insurance. If you have a good driving record, you could find monthly rates as low as $30 per month with GEICO and $35 per month with USAA.
| Car Insurance Company | Monthly Minimum Coverage Average | Annual Minimum Coverage Average |
|---|---|---|
| GEICO | $30 | $364 |
| USAA | $35 | $426 |
| Kemper | $39 | $470 |
| Mercury | $39 | $471 |
| AAA | $45 | $542 |
| Allstate | $48 | $577 |
| Progressive | $48 | $582 |
| State Farm | $55 | $664 |
| Farmers | $87 | $1,039 |
Cheapest Full Coverage Insurance in 92203 Indio, CA
Our data on car insurance in 92203 reveals that Mercury insurance agent near me provides you the most affordable full-coverage insurance in Indio, with rates $145 per month. Additionally, GEICO, at $165 per month, and USAA, at $166 per month, offer affordable options as well.
| Car Insurance Company | Monthly Full Coverage Average | Annual Full Coverage Average |
|---|---|---|
| Mercury | $145 | $1,744 |
| GEICO | $165 | $1,976 |
| USAA | $166 | $1,988 |
| Kemper | $189 | $2,263 |
| Progressive | $200 | $2,404 |
| State Farm | $223 | $2,672 |
| AAA | $231 | $2,776 |
| Farmers | $247 | $2,962 |
| Allstate | $248 | $2,982 |
Read | Cheapest Car Insurance in California in 2023
Car Insurance in 92203 Cost by Driver Profiles
The cost of car insurance in 92203 are based on your many factors including your driving record, age, type of vehicle, and even your ZIP code in Indio. Insurance companies consider a bunch of factors when setting rates for drivers. This means that the insurance company that’s cheapest for you might not be the same for your neighbor.
Car Insurance in 92203 Cost by Age
When it comes to car insurance in 92203, teenagers face higher costs because they consider in high risky drivers. Teens have more accidents and get more traffic tickets than other age groups, so Indio insurance companies charge more. In Indio, 16-year-olds with their own insurance pay about $137 per month for the basic coverage or around $532 per month for the full coverage.
As teens get older and become adults in their 20s and beyond, the cost of their car insurance goes down. The cheapest car insurance is usually available for drivers between 35 and 55 years old. However, seniors might pay a bit more because they have a slightly higher risk of accidents.
| Driver Age | Monthly Minimum Coverage Average | Monthly Full Coverage Average |
|---|---|---|
| 16 | $137 | $532 |
| 25 | $51 | $222 |
| 30 | $47 | $205 |
| 35 | $43 | $187 |
| 45 | $43 | $181 |
| 55 | $42 | $177 |
Cheapest Car Insurance Companies in 92203 Indio,CA for Teenagers Drivers
While car insurance for teenagers can be expensive, there are many insurance companies that offer more budget-friendly rates. For instance, USAA provides more affordable choices for teens they offering for minimum coverage at $94 per month and full-coverage for approximately $358 per month. GEICO and Mercury are also good options for 16-year-olds if you’re looking for affordable rates.
| Car Insurance Company | Monthly Minimum Coverage Average | Monthly Full Coverage Average |
|---|---|---|
| USAA | $94 | $358 |
| GEICO | $102 | $428 |
| Mercury | $104 | $362 |
| Kemper | $124 | $556 |
| State Farm | $125 | $428 |
| Allstate | $128 | $535 |
| Progressive | $135 | $571 |
| AAA | $175 | $770 |
| Farmers | $203 | $547 |
Cheapest Car Insurance Companies in 92203 Indio,CA after Speeding Ticket
If you’ve received a speeding ticket and are looking for the lowest insurance prices, our data indicates that USAA offers low rates for minimum coverage at an average of $43 per month. For the most affordable full-coverage rates, Mercury is your best bet, with rates as low as $193 per month.
| Car Insurance Company | Monthly Minimum Coverage Average | Monthly Full Coverage Average |
|---|---|---|
| USAA | $43 | $202 |
| GEICO | $49 | $257 |
| Mercury | $50 | $193 |
| Kemper | $52 | $248 |
| AAA | $58 | $295 |
| Allstate | $66 | $367 |
| State Farm | $88 | $336 |
| Progressive | $88 | $388 |
| Farmers | $120 | $349 |
Cheapest Car Insurance Companies in 92203 Indio,CA At-Fault Accident
Getting into accidents where you’re at fault can often raise your insurance rates more than speeding tickets. For minimum-coverage insurance, USAA is the most budget-friendly choice, with an average monthly rate of $57. When it comes to full-coverage insurance, Mercury provides low rates at around $249 per month.
| Car Insurance Company | Monthly Minimum Coverage Average | Monthly Full Coverage Average |
|---|---|---|
| USAA | $57 | $252 |
| AAA | $65 | $316 |
| Mercury | $70 | $249 |
| GEICO | $85 | $404 |
| Allstate | $86 | $558 |
| Kemper | $88 | $400 |
| State Farm | $92 | $346 |
| Progressive | $98 | $416 |
| Farmers | $120 | $349 |
Cheapest Car Insurance Companies in 92203 Indio,CA With DUI
Getting caught driving under the influence (DUI) can have a significant impact on your driving record and lead to increase in your insurance rates. In some cases, standard insurance companies might even decline to cover you if you have multiple DUIs and other violations.
If you have a DUI in Indio, the most affordable option for minimum coverage is Mercury, they offer $63 per month. For full-coverage insurance, Mercury also offers the cheapest choice, with average monthly rates of $241.
| Car Insurance Company | Monthly Minimum Coverage Average | Monthly Full Coverage Average |
|---|---|---|
| Mercury | $63 | $241 |
| GEICO | $79 | $414 |
| Kemper | $88 | $400 |
| USAA | $108 | $516 |
| Progressive | $108 | $487 |
| Farmers | $150 | $436 |
| AAA | $156 | $753 |
| Allstate | $156 | $1,014 |
| State Farm | $200 | $783 |
Read | Cheap Car Insurance in Virginia
Minimum Required Car Insurance in 92203, Indio CA
The state of California mandates that drivers must have insurance policies that meet or exceed these requirements:
- $30,000 bodily injury liability per accident
- $15,000 bodily injury liability per person
- $5,000 property damage liability per accident
FAQs
What is the average cost of car insurance in 92203, Indio?
The average cost of car insurance in 92203,
Indio are depending on several factors, including your driving history, the type of coverage, and the insurance company you choose.
Which car insurance companies offer coverage in 92203, Indio?
Many insurance companies provide coverage in the 92203 area of Indio. Some popular options include GEICO, USAA, Mercury, and Kemper.
What types of car insurance coverage are available in 92203, Indio?
In 92203, Indio, you can typically get various types of car insurance coverage, including liability, comprehensive, collision, and more.
How can I find the best car insurance rates in 92203, Indio?
To find the best car insurance rates in 92203, Indio, you should compare quotes from different insurance companies. You can also consider factors such as your driving history, the type of vehicle you have, and your coverage needs.
Are there any discounts available for car insurance in 92203, Indio?
Yes, many insurance companies offer discounts that can help you save money on your car insurance. The common discounts are include safe driver discounts, multi-policy discounts, and good student discounts.
How does my driving history impact my car insurance rates in 92203, Indio?
Your driving history is a significant factor in determining your car insurance rates. If you have a history of accidents or traffic violations, your rates may be higher. Maintaining a clean driving record can help lower your premiums.
Do I need additional coverage in 92203, Indio, beyond the state minimum requirements?
While California mandates specific minimum coverage, it’s often recommended to consider additional coverage to protect yourself in the event of more significant accidents or incidents. Comprehensive and collision coverage are examples of options to consider.
