Car Insurance Quotes Massachusetts

Hanover are cheap car insurance in Massachusetts, at $32 per month for minimum coverage. If you know what coverage you need, getting car insurance in Massachusetts is easy. Get your free Massachusetts auto insurance quote online. See Cheap Car Insurance In Florida

Car insurance quotes in Massachusetts

Hanover Insurance is the cheap car insurance company in Massachusetts if you’re looking for basic coverage. They cost $32 per month, which is 47% less than the average cost in the state.

Cheapest Liability coverage quotes in MA

Company Average Cost Monthly
Hanover $32
Farmers$35
Safety $36
GEICO$44
Arbella$64
Progressive $76
Travelers $111

Farmers and Geico also have affordable car insurance rates for Massachusetts drivers.

Full Coverage Car insurance in Massachusetts

Safety Insurance offers the most affordable complete car insurance in Massachusetts, with an average monthly cost of $90.

The average yearly expense for comprehensive auto insurance in Massachusetts is $2,139, equivalent to $178 each month. This is nearly double the cost of the least expensive company. Comparing quotes from various car insurance providers could save you hundreds of dollars.Must see Auto Insurance In 06519, New Haven, CT

Cheapest full coverage quotes in MA

CompanyAverage Monthly rate
Safety$90
Geico$116
Progressive$130
Farmers$141
Hanover$144
Arbella$187
Travelers$260
Plymouth Rock$358

Car insurance Quote in Massachusetts after a speeding ticket

Geico provides the least expensive full coverage car insurance for drivers with speeding tickets, saving them $1,338 annually compared to the state average. In Massachusetts, getting caught speeding typically results in a 34% increase in auto insurance rates.

CompanyMonthly rate
Geico$128
Safety$144
Progressive$163
Farmers$178
Arbella$206
Hanover$236
Travelers$345
Plymouth Rock$516

Car insurance Quote in Massachusetts after an accident

Geico offers the most affordable quotes for a full coverage policy, even if you have an at-fault accident on your record. Their average monthly rate is $170, which is 37% lower than the state average cost of coverage after an accident in Massachusetts, set at $271 per month.

CompanyMonthly rate
Geico$170
Safety$174
Progressive$176
Hanover$257
Farmers$260
Arbella$304
Plymouth Rock$404
Travelers$422

After being involved in an at-fault accident in Massachusetts, the average insurance rates increase by 52%. Insurance companies raise rates for drivers responsible for a car crash because statistically, they are more likely to be in another accident in the future. This increased risk makes them more expensive to insure.

Car insurance Quote in Massachusetts drivers with a DUI

For Massachusetts drivers with a DUI, Progressive stands out as the most affordable insurance option. Their monthly rate of $152 is 50% cheaper than the average for drivers with a DUI.

On average, insurance quotes in Massachusetts increase by 70% after a DUI. This increase is significantly higher compared to the cost after a speeding ticket or an at-fault crash.

CompanyMonthly rate
Progressive$152
Geico$194
Hanover$214
Safety$252
Farmers$302
Arbella$379
Travelers$406
Plymouth Rock$530

Best car insurance companies in Massachusetts

Arbella is the top car insurance company in Massachusetts for customer satisfaction, while Geico comes in as the second-best option with more affordable quotes.When looking for car insurance, it’s not just about finding the cheapest option. It’s also important to choose a company with excellent customer service. Quality service is crucial for a swift recovery and getting your life back on track after an accident. See Best Car Insurance 22801 Harrisonburg, VA

CompanyJ.D. PowerAM Best
Arbella819A
Geico835A++
Travelers829A++
Farmers815A
Safety809A
Progressive819A+
Hanover843A
Plymouth Rock812A-

Average car insurance cost in Massachusetts by city

Gill, a rural town in the middle of Massachusetts, offers the most affordable car insurance at just $132 per month. On the other hand, Roxbury, located near downtown Boston, has the highest rates at $338 per month.

Where you live and park your car is a crucial factor in determining your car insurance quote. The cost of full coverage car insurance in Massachusetts can vary by as much as $2,465 per year based on your city.

Typically, urban drivers in high-traffic cities like Boston or Worcester face higher car insurance costs. However, even in more expensive locations, drivers can still find affordable quotes by comparing rates from different insurance providers.

Car insurance rates near you

CityAverage monthly costChange from average
Abington$1959%
Accord$1854%
Acton$146-18%
Acushnet$1822%
Acushnet Center$1938%
Adams$135-25%
Agawam$1801%
Allston$21319%
Amesbury Town$171-4%
Amherst$163-9%
Amherst Center$1812%
Andover$158-11%
Arlington$171-4%
Arlington Heights$1843%
Ashburnham$149-17%
Ashby$150-16%
Ashfield$137-23%
Ashland$176-1%
Ashley Falls$162-9%
Assonet$1854%
Athol$152-15%
Attleboro$169-5%
Attleboro Falls$177-1%
Auburn$176-1%
Auburndale$1927%
Avon$21822%
Ayer$155-13%
Babson Park$1896%
Baldwinville$161-10%
Barnstable$168-6%
Barre$154-14%
Becket$148-17%
Bedford$158-11%
Belchertown$156-13%
Bellingham$160-10%
Belmont$163-8%
Berkley$1801%
Berkshire$159-11%
Berlin$146-18%
Bernardston$133-25%
Beverly$169-5%
Billerica$169-5%
Blackstone$163-9%
Blandford$154-14%
Bliss Corner$1938%
Bolton$151-15%
Bondsville$176-2%
Boston$21822%
Bourne$165-8%
Boxborough$145-19%
Boxford$161-10%
Boylston$161-10%
Braintree Town$21420%
Brant Rock$1896%
Brewster$137-23%
Bridgewater$1801%
Brighton$20917%
Brimfield$154-14%
Brockton$29264%
Brookfield$156-12%
Brookline$1928%
Brookline Village$1959%
Bryantville$1917%
Buckland$136-24%
Burlington$173-3%
Buzzards Bay$1854%
Byfield$166-7%
Cambridge$1917%
Canton$19912%
Carlisle$146-18%
Carver$1801%
Cataumet$1812%
Centerville$1822%
Charlemont$137-23%
Charlestown$25543%
Charlton$166-7%
Charlton City$1843%
Charlton Depot$1843%
Chartley$1907%
Chatham$134-25%
Chelmsford$153-14%
Chelsea$29163%
Cherry Valley$20113%
Cheshire$136-24%
Chester$145-18%
Chesterfield$138-23%
Chestnut Hill$20113%
Chicopee$1938%
Chilmark$142-21%
Clinton$171-4%
Cochituate$175-2%
Cohasset$174-3%
Colrain$146-18%
Concord$142-20%
Conway$138-22%
Cordaville$167-6%
Cotuit$1822%
Cummaquid$1822%
Cummington$136-24%
Cuttyhunk$170-4%
Dalton$140-21%
Danvers$172-4%
Dedham$19811%
Deerfield$136-24%
Dennis$153-14%
Dennis Port$170-5%
Devens$170-5%
Dighton$172-4%
Dorchester$31979%
Dorchester Center$29968%
Douglas$155-13%
Dover$163-9%
Dracut$174-2%
Drury$162-9%
Dudley$161-10%
Dunstable$146-18%
Duxbury$164-8%
East Boston$25543%
East Bridgewater$1833%
East Brookfield$156-12%
East Dennis$168-6%
East Douglas$173-3%
East Falmouth$176-2%
East Freetown$1906%
East Harwich$164-8%
East Longmeadow$175-2%
East Orleans$158-11%
East Otis$166-7%
East Pepperell$161-10%
East Princeton$1801%
East Sandwich$173-3%
East Taunton$20314%
East Templeton$1780%
East Walpole$1896%
East Wareham$19811%
East Weymouth$20515%
Eastham$136-24%
Easthampton$147-18%
Easthampton Town$170-5%
Edgartown$142-20%
Elmwood$19811%
Erving$134-25%
Essex$157-12%
Everett$26850%
Fairhaven$1811%
Fall River$22224%
Falmouth$160-10%
Fayville$167-6%
Feeding Hills$20615%
Fiskdale$168-6%
Fitchburg$1780%
Florence$170-5%
Forestdale$173-3%
Foxboro$176-1%
Foxborough$165-7%
Framingham$1885%
Franklin$148-17%
Franklin Town$168-6%
Gardner$155-13%
Georgetown$155-13%
Gilbertville$164-8%
Gill$132-26%
Glendale$158-11%
Gloucester$166-7%
Goshen$139-22%
Grafton$161-10%
Granby$163-8%
Granville$153-14%
Great Barrington$141-21%
Green Harbor$1917%
Green Harbor-Cedar Crest$1938%
Greenbush$1907%
Greenfield Town$159-11%
Groton$142-20%
Groveland$157-12%
Hadley$142-20%
Halifax$174-3%
Hampden$170-5%
Hanover$173-3%
Hanscom Air Force Base$175-2%
Hanson$173-3%
Harvard$144-19%
Harwich Center$164-8%
Harwich Port$164-8%
Hatfield$139-22%
Hathorne$1780%
Haverhill$1875%
Haydenville$164-8%
Heath$144-19%
Hingham$171-4%
Hinsdale$146-18%
Holbrook$21521%
Holden$164-8%
Holland$149-16%
Holliston$161-10%
Holyoke$21118%
Hopedale$159-11%
Hopkinton$149-16%
Housatonic$162-9%
Hubbardston$150-16%
Hudson$156-12%
Hull$1938%
Humarock$1959%
Huntington$153-14%
Hyannis$1822%
Hyannis Port$168-6%
Hyde Park$27353%
Indian Orchard$23029%
Ipswich$156-13%
Jamaica Plain$24135%
Jefferson$175-2%
Kingston$169-5%
Lake Pleasant$158-11%
Lakeville$168-6%
Lancaster$157-12%
Lanesboro$161-10%
Lawrence$22828%
Lee$138-22%
Leeds$170-5%
Leicester$1864%
Lenox$139-22%
Lenox Dale$166-7%
Leominster$165-7%
Leverett$143-20%
Lexington$159-11%
Lincoln$155-13%
Linwood$20113%
Littleton$142-20%
Littleton Common$162-9%
Longmeadow$170-5%
Lowell$1928%
Ludlow$177-1%
Lunenburg$150-16%
Lynn$26146%
Lynnfield$1865%
Malden$25744%
Manchaug$20012%
Manchester$149-16%
Manchester-by-the-Sea$173-3%
Manomet$1896%
Mansfield$162-9%
Mansfield Center$177-1%
Marblehead$172-3%
Marion$158-11%
Marion Center$175-2%
Marlborough$167-6%
Marshfield$1833%
Marshfield Hills$1938%
Marstons Mills$1822%
Mashpee$169-5%
Mashpee Neck$1843%
Mattapan$28660%
Mattapoisett$158-11%
Mattapoisett Center$175-2%
Maynard$143-20%
Medfield$151-15%
Medford$21420%
Medway$151-15%
Melrose$1886%
Mendon$149-17%
Menemsha$165-7%
Merrimac$157-12%
Methuen Town$19811%
Middleboro$1886%
Middleborough Center$1886%
Middlefield$145-19%
Middleton$1780%
Milford$168-6%
Mill River$167-6%
Millbury$171-4%
Millers Falls$157-12%
Millis$150-16%
Millis-Clicquot$168-6%
Millville$153-14%
Milton$21219%
Milton Village$22425%
Minot$1917%
Monponsett$1854%
Monroe Bridge$164-8%
Monson$158-11%
Monson Center$175-2%
Montague$137-23%
Monterey$138-23%
Monument Beach$1812%
Nahant$20213%
Nantucket$136-24%
Natick$166-7%
Needham$162-9%
Needham Heights$1780%
New Bedford$22024%
New Braintree$144-19%
New Salem$138-22%
New Seabury$1843%
New Town$1928%
Newbury$147-17%
Newburyport$145-19%
Newton$1832%
Newton Center$1927%
Newton Highlands$1927%
Newton Lower Falls$1927%
Newton Upper Falls$1927%
Newtonville$1927%
Nonantum$1927%
Norfolk$154-14%
North Adams$145-19%
North Amherst$1812%
North Andover$168-6%
North Attleboro$174-2%
North Billerica$177-1%
North Brookfield$154-14%
North Carver$24236%
North Chatham$159-11%
North Chelmsford$1928%
North Dartmouth$20816%
North Dighton$1854%
North Eastham$160-10%
North Easton$19912%
North Egremont$167-7%
North Falmouth$176-2%
North Grafton$1928%
North Hatfield$168-6%
North Lakeville$1812%
North Marshfield$1886%
North Oxford$1801%
North Pembroke$1907%
North Plymouth$1917%
North Reading$169-5%
North Scituate$1907%
North Seekonk$1854%
North Truro$165-7%
North Uxbridge$1843%
North Waltham$1875%
North Westport$1822%
North Weymouth$20515%
Northampton$152-15%
Northborough$150-16%
Northbridge$159-11%
Northfield$133-26%
Northwest Harwich$164-8%
Norton$172-4%
Norton Center$1843%
Norwell$168-6%
Norwood$1864%
Nutting Lake$1833%
Oak Bluffs$141-21%
Oakham$153-14%
Ocean Bluff$1938%
Ocean Bluff-Brant Rock$1938%
Ocean Grove$1833%
Onset$19811%
Orange$149-16%
Orleans$135-24%
Osterville$1822%
Otis$142-20%
Oxford$166-7%
Palmer$162-9%
Paxton$170-5%
Peabody$19711%
Pembroke$1801%
Pepperell$141-21%
Petersham$141-21%
Pinehurst$1811%
Pittsfield$151-15%
Plainfield$140-22%
Plainville$166-7%
Plymouth$1811%
Plympton$1780%
Pocasset$1812%
Prides Crossing$177-1%
Princeton$143-20%
Provincetown$142-20%
Quincy$21722%
Randolph$25442%
Raynham$1812%
Raynham Center$1917%
Reading$162-9%
Readville$25946%
Rehoboth$169-5%
Revere$28962%
Richmond$139-22%
Rochdale$1959%
Rochester$160-10%
Rockland$1949%
Rockport$156-12%
Roslindale$26046%
Rowe$133-25%
Rowley$157-12%
Roxbury$33889%
Roxbury Crossing$30772%
Royalston$146-18%
Russell$156-12%
Rutland$164-8%
Sagamore$1812%
Sagamore Beach$1791%
Salem$21119%
Salisbury$160-10%
Sandisfield$141-21%
Sandwich$156-12%
Saugus$22224%
Savoy$135-24%
Scituate$1801%
Seekonk$171-4%
Sharon$1865%
Sheffield$141-21%
Shelburne Falls$160-10%
Sheldonville$177-1%
Sherborn$156-12%
Shirley$151-15%
Shrewsbury$172-4%
Shutesbury$152-15%
Siasconset$160-10%
Silver Beach$175-2%
Smith Mills$1938%
Somerset$177-1%
Somerville$20716%
South Amherst$1812%
South Ashburnham$166-7%
South Barre$1875%
South Boston$22828%
South Carver$1906%
South Chatham$161-10%
South Dartmouth$1938%
South Deerfield$157-12%
South Dennis$170-5%
South Duxbury$177-1%
South Easton$19510%
South Egremont$159-11%
South Grafton$170-4%
South Hadley$166-7%
South Hamilton$1822%
South Harwich$176-1%
South Lancaster$174-3%
South Lee$160-10%
South Orleans$173-3%
South Walpole$1864%
South Wellfleet$174-2%
South Weymouth$20515%
South Yarmouth$1780%
Southampton$151-15%
Southborough$150-16%
Southbridge$174-2%
Southbridge Town$177-1%
Southfield$160-11%
Southwick$165-7%
Spencer$175-2%
Springfield$24035%
Sterling$144-19%
Still River$167-6%
Stockbridge$141-21%
Stoneham$1949%
Stoughton$21923%
Stow$143-20%
Sturbridge$150-16%
Sudbury$145-19%
Sunderland$150-16%
Sutton$149-17%
Swampscott$19811%
Swansea$168-6%
Taunton$19710%
Teaticket$176-2%
Templeton$141-21%
Tewksbury$170-5%
Thorndike$1949%
Three Rivers$1790%
Topsfield$169-5%
Townsend$143-20%
Truro$141-21%
Turners Falls$157-12%
Tyngsboro$1938%
Upton$145-19%
Uxbridge$147-18%
Village of Nagog Woods$162-9%
Vineyard Haven$163-8%
Waban$1927%
Wakefield$1822%
Wales$153-14%
Walpole$175-2%
Waltham$1812%
Ware$155-13%
Wareham$1896%
Wareham Center$19811%
Warren$155-13%
Warwick$135-24%
Watertown Town$19811%
Waverley$1875%
Wayland$161-10%
Webster$1791%
Wellesley$157-12%
Wellesley Hills$175-2%
Wellfleet$141-21%
Wendell$136-23%
Wendell Depot$159-11%
Wenham$157-12%
West Barnstable$1822%
West Boxford$1790%
West Boylston$158-12%
West Bridgewater$19610%
West Brookfield$142-21%
West Chatham$159-11%
West Chesterfield$165-8%
West Chop$163-8%
West Concord$164-8%
West Dennis$170-5%
West Falmouth$176-2%
West Groton$168-6%
West Harwich$167-6%
West Hatfield$167-6%
West Hyannisport$170-4%
West Medford$19811%
West Millbury$1938%
West Newbury$145-19%
West Newton$1959%
West Roxbury$21521%
West Springfield Town$19911%
West Stockbridge$143-20%
West Tisbury$141-21%
West Townsend$162-9%
West Wareham$19811%
West Warren$172-3%
West Yarmouth$1780%
Westborough$159-11%
Westfield$161-10%
Westford$145-19%
Westminster$150-16%
Weston$163-9%
Westport$169-5%
Westport Point$1822%
Westwood$171-4%
Weweantic$19811%
Weymouth$19811%
Whately$135-24%
Wheelwright$1801%
White Horse Beach$1864%
White Island Shores$19811%
Whitinsville$173-3%
Whitman$1949%
Wilbraham$169-5%
Williamsburg$139-22%
Williamstown$134-25%
Wilmington$169-5%
Winchendon$154-14%
Winchendon Springs$1812%
Winchester$165-7%
Windsor$142-20%
Winthrop Town$24939%
Woburn$1875%
Woods Hole$176-2%
Woodville$1833%
Worcester$22225%
Woronoco$1917%
Worthington$145-19%
Wrentham$158-11%
Yarmouth Port$1780%

Minimum auto insurance requirements in Massachusetts

In Massachusetts, the minimum required car insurance includes $20,000 per person and $40,000 per accident for bodily injury liability (BIL), along with $5,000 for property damage coverage. Additionally, the state mandates uninsured motorist coverage, matching the minimum BIL limits.

As one of the 12 no-fault states and among the 15 states requiring first-party medical benefits, Massachusetts drivers need to have personal injury protection (PIP) with their auto insurance policies. However, the state’s required limit for PIP is relatively low compared to others, with drivers only obligated to carry $8,000 in coverage.

CoverageMinimum limit
Bodily injury (BI)$20,000 per person and $40,000 per accident
Property damage (PD)$5,000 per accident
Uninsured motorist bodily injury (UMBI)$20,000 per person and $40,000 per accident
Personal injury protection (PIP)$8,000 per person, per accident

FAQs

What is the cheapest car insurance in Massachusetts?

Hanover offers the most affordable quotes for minimum liability coverage in Massachusetts, priced at $32 per month. Safety Insurance provides the cheapest rates for full coverage, coming in at $90 per month. Geico, Progressive, and Farmers are also known for offering competitive and affordable quotes in the state.

What factors influence car insurance quotes in Massachusetts?

Car insurance quotes in Massachusetts are influenced by various factors includes your driving record, age, gender, location, the type of coverage you choose, and the make and model of your vehicle.

How can I get the most accurate car insurance quotes in Massachusetts?

To get accurate car insurance quotes in Ma, then you can provide detailed and accurate information when requesting quotes. Be honest about your driving history, choose the coverage you need, and consider bundling policies for potential discounts.

Are there discounts available to lower car insurance quotes in Massachusetts?

Yes, many insurance companies offer discounts. Common discounts include safe driver discounts, multi-policy discounts, good student discounts, and discounts for safety features in your vehicle.

Are there specific considerations for different cities in Massachusetts when getting car insurance?

Yes, the city you live in can impact your car insurance quotes. Factors that affect your insurance cost such as population density, traffic patterns, and local crime rates may affect insurance costs. Urban areas may have higher premiums than rural areas.

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