Getting cheap car insurance in Virginia can be tough part but it’s important factor. To get a good deal when you compare quotes from different insurance companies in Virginia.
Erie is the cheapest car insurance company in Virginia as per data available on internet. On average, it costs about $889 per year or $74 per month for full coverage. In Virginia the most people pay around $1,922 per year or about $160 per month for full coverage.
If you just want the state minimum required insurance in Virginia then the average costs estimate about $682 per year . But Erie offers a better deal at around $320 per year for minimum coverage if you’re a 35-year-old driver with a clean record.
Best Car Insurance Companies in Virginia
Minimum Coverage requirements in Virginia
In Virginia, minimum coverage requirements for car insurance are the basic legal standards for drivers and they must this for when they drive a vehicle on the state’s roads. These requirements outline the minimum levels of insurance coverage necessary to comply with Virginia’s laws and ensure financial responsibility in case of accidents or injuries.
- $25,000 bodily injury liability per person.
- $50,000 bodily injury liability per accident.
- $20,000 property damage liability per accident.
- $25,000 uninsured/underinsured motorist coverage per person.
- $50,000 uninsured/underinsured motorist coverage per accident.
- $20,000 uninsured/underinsured motorist property damage coverage per accident.
Cheap Car Insurance in Virginia for 20-year-old drivers
If you’re in your 20-year-old drivers and want cheap car insurance in Virginia then you might need to get quotes from different insurance companies. Younger driver age 20s usually pay a lot of money for insurance but the prices getting lower when become more experienced drivers. However, some companies are generally better at giving young drivers lower rates, so always check different options to find the cheapest car insurance at near your area.
Cheapest full coverage car insurance in Virginia
If you’re a good driver in Virginia, you might want to think about these companies. They usually have the cheapest rates for full coverage:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates Average Rates (Annual) |
|---|---|---|
| Virginia Farm Bureau | $148 | $1,777 |
| Erie | $158 | $1,890 |
| Alfa | $161 | $1,928 |
| Auto-Owners | $197 | $2,366 |
| Penn National | $198 | $2,382 |
Cheapest minimum coverage car insurance in Virginia for 20-year-olds
If you’re in Virginia and looking for the minimum required insurance below table the companies often offer the lowest prices:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $54 | $651 |
| Alfa | $57 | $686 |
| Travelers | $59 | $710 |
| Virginia Farm Bureau | $63 | $755 |
| Auto-Owners | $68 | $819 |
Cheap Car insurance in Virginia for 20-year-olds with poor credit
If you have poor credit and looking for the cheapest minimum coverage car insurance in Virginia, you should consider these insurers with the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Travelers | $96 | $1,156 |
| Chubb | $96 | $1,157 |
| Virginia Farm Bureau | $98 | $1,182 |
| Erie | $117 | $1,405 |
| GEICO | $127 | $1,518 |
Cheap car insurance in Virginia for 20-year-old drivers with one speeding ticket
If you’ve recently received a speeding ticket in Virginia and need affordable minimum coverage car insurance these companies offer the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $61 | $731 |
| Alfa | $65 | $776 |
| Travelers | $74 | $885 |
| Auto-Owners | $77 | $922 |
| Virginia Farm Bureau | $79 | $951 |
Cheap car insurance in Virginia for 20-year-old drivers with one at-fault accident
If you’ve been in a recent accident in Virginia and are looking for affordable minimum coverage car insurance these companies often provide the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Auto-Owners | $68 | $819 |
| Erie | $73 | $871 |
| Alfa | $75 | $903 |
| Virginia Farm Bureau | $79 | $943 |
| Travelers | $81 | $972 |
Cheap car insurance in Virginia for 20-year-old drivers after a DUI
We found the most affordable car insurance options even after a DUI, and here are the insurers average rates for minimum coverage:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Virginia Farm Bureau | $81 | $967 |
| Erie | $83 | $992 |
| Travelers | $99 | $1,191 |
| Progressive | $121 | $1,449 |
| Auto-Owners | $126 | $1,508 |
Cheap Car Insurance in Virginia for 30-year-old drivers
The drivers 30-year-old pay less for car insurance as compared to their teenage and 20s years. However, things like how you’ve driven in the past and the type of car you have can still make your insurance more expensive. If you’re in your 30s you can save money on insurance by checking different options and using any discounts that might be available.
Cheapest full coverage car insurance in Virginia for 30-year-olds
If you’re a driver in Virginia and you’re looking for the full coverage these companies offer the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $79 | $953 |
| Virginia Farm Bureau | $83 | $995 |
| Auto-Owners | $94 | $1,132 |
| Penn National | $101 | $1,208 |
| State Farm | $104 | $1,251 |
Cheapest minimum coverage car insurance in Virginia for 30-year-olds
If you’re a driver in Virginia and looking for the state minimum required coverage these companies offer the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $28 | $341 |
| Virginia Farm Bureau | $30 | $363 |
| Auto-Owners | $31 | $368 |
| State Farm | $33 | $393 |
| Travelers | $36 | $437 |
Cheap car insurance in Virginia for 30-year-olds with poor credit
If you have a low credit score in Virginia and need full coverage car insurance, you might want to look into these companies as they often have the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Chubb | $118 | $1,417 |
| Virginia Farm Bureau | $134 | $1,604 |
| Nationwide | $155 | $1,860 |
| GEICO | $162 | $1,943 |
| Erie | $184 | $2,211 |
Cheap car insurance in Virginia for 30-year-old drivers with one speeding ticket
If you’ve recently received a speeding ticket in Virginia and need affordable minimum coverage car insurance these companies offer the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $30 | $364 |
| Auto-Owners | $34 | $405 |
| Virginia Farm Bureau | $38 | $454 |
| State Farm | $38 | $456 |
| Travelers | $44 | $528 |
Cheap car insurance in Virginia for 30-year-old drivers with one at-fault accident
If you’ve been in a recent accident in Virginia and are looking for affordable full coverage car insurance, these companies often provide the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Auto-Owners | $94 | $1,132 |
| Virginia Farm Bureau | $108 | $1,302 |
| Erie | $109 | $1,305 |
| State Farm | $109 | $1,588 |
| Penn National | $132 | $1,718 |
Cheap Car insurance in Virginia for 30-year-old drivers after a DUI
If you’re looking for the most affordable auto insurance after a DUI and want full coverage, here are some options we found:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Virginia Farm Bureau | $110 | $1,321 |
| Erie | $132 | $1,586 |
| State Farm | $154 | $1,846 |
| Auto-Owners | $156 | $1,874 |
| Travelers | $179 | $2,144 |
Cheap Car Insurance in Virginia for 40-year-old drivers
The drivers who aged 40s then they pay less for insurance than younger drivers but more than older people. To save money on insurance you can check prices from different companies. If you drive safely and not very often, you might also want to think about pay-per-mile insurance. This type of insurance charges you based on how much you drive, which can be cheaper if you don’t drive much.
Cheapest full coverage car insurance in Virginia for 40-year-olds
If you’re a good driver in Virginia, you might want to consider these companies offer the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $72 | $859 |
| Virginia Farm Bureau | $77 | $929 |
| Penn National | $90 | $1,080 |
| Auto-Owners | $93 | $1,120 |
| Alfa | $100 | $1,206 |
Cheapest minimum coverage car insurance in Virginia for 40-year-olds
If you’re in Virginia and looking for the minimum required coverage, you might want to get quotes from these companies, as they often have the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $26 | $310 |
| Virginia Farm Bureau | $29 | $350 |
| Auto-Owners | $33 | $392 |
| State Farm | $33 | $398 |
| Travelers | $33 | $399 |
Cheap car insurance in Virginia for 40-year-olds with poor credit
If you have a low credit score in Virginia and need full coverage car insurance, you might want to explore these insurers, as they offer the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Chubb | $18 | $1,417 |
| Virginia Farm Bureau | $124 | $1,493 |
| Nationwide | $147 | $1,766 |
| Geico | $158 | $1,893 |
| Erie | $167 | $2,001 |
Cheap car insurance in Virginia for 40-year-old drivers with one speeding ticket
If you’ve recently received a speeding ticket in Virginia and are looking for affordable minimum coverage car insurance, these companies often have the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $27 | $330 |
| Auto-Owners | $36 | $431 |
| Virginia Farm Bureau | $36 | $436 |
| State Farm | $38 | $461 |
| Travelers | $43 | $511 |
Cheap car insurance in Virginia for 40-year-old drivers with one with one at-fault Accident
If you’ve had a recent accident in Virginia and are searching for affordable full coverage car insurance, these companies offer the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Auto-Owners | $93 | $1,120 |
| Erie | $98 | $1,174 |
| Virginia Farm Bureau | $104 | $1,245 |
| Penn National | $128 | $1,533 |
| State Farm | $129 | $1,544 |
Cheap car insurance in Virginia for 40-year-old drivers after a DUI
We discovered the most budget-friendly full coverage car insurance options for drivers with a DUI from the following companies:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Virginia Farm Bureau | $102 | $1,228 |
| Erie | $119 | $1,425 |
| State Farm | $150 | $1,795 |
| Auto-Owners | $155 | $1,855 |
| Travelers | $168 | $2,014 |
Cheap Car Insurance in Virginia for 50-year-old drivers
50-year-old drivers pay less for car insurance as compared to younger drivers. As they get closer to their 60s and get more experience driving, prices tend to drop even more. However, the cost can still vary based on things like a person’s gender and where they live. So if you want cheap car insurance in Virginia then you can compare quotes from different companies to find the best deal.
Cheapest full coverage car insurance in Virginia for 50-year-olds
If you’re a safe driver in Virginia, you might want to consider these insurers, as they offer the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $66 | $791 |
| Virginia Farm Bureau | $77 | $920 |
| Penn National | $82 | $981 |
| Alfa | $84 | $1,012 |
| Auto-Owners | $90 | $1,081 |
Cheapest minimum coverage car insurance in Virginia for 50-year-olds
If you’re live in Virginia and looking for the minimum required coverage, you might want to check out these companies, as they often have the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $24 | $287 |
| Virginia Farm Bureau | $30 | $366 |
| Alfa | $31 | $372 |
| Auto-Owners | $32 | $382 |
| State Farm | $33 | $394 |
Cheap car insurance in Virginia for 50-year-olds with poor credit
If you have a low credit score in Virginia and need full coverage car insurance, you might want to consider these companies, as they typically offer the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Chubb | $104 | $1,248 |
| Virginia Farm Bureau | $123 | $1,476 |
| Nationwide | $136 | $1,628 |
| GEICO | $145 | $1,743 |
| Erie | $154 | $1,847 |
Cheap car insurance in Virginia for 50-year-olds with one speeding ticket
If you’ve recently received a speeding ticket in Virginia and are looking for affordable minimum coverage car insurance, these companies often have the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $25 | $305 |
| Auto-Owners | $35 | $418 |
| State Farm | $38 | $457 |
| Virginia Farm Bureau | $38 | $458 |
| Alfa | $39 | $463 |
Cheap car insurance in Virginia for 50-year-olds with one at-fault accident
If you’ve had a recent accident while living in Virginia and are seeking the most affordable full coverage car insurance, these insurers often have the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $90 | $1,079 |
| Auto-Owners | $90 | $1,081 |
| Virginia Farm Bureau | $105 | $1,265 |
| Penn National | $116 | $1,390 |
| State Farm | $125 | $1,498 |
Cheap car insurance in Virginia for 50-year-olds after a DUI
We discovered the most affordable auto insurance options for drivers with a recent DUI from the following companies, along with their rates for full coverage:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Virginia Farm Bureau | $101 | $1,211 |
| Erie | $109 | $1,308 |
| State Farm | $145 | $1,744 |
| Auto-Owners | $149 | $1,786 |
| Mercury | $152 | $1,828 |
Cheap Car Insurance in Virginia for 60-year-old drivers
60-year-old drivers generally enjoy lower car insurance rates as compared to many other age groups, it’s important to note that prices may begin to rise as they continue to age. To find affordable car insurance for seniors always compare rates from different insurance companies to find the best deal.
Cheapest full coverage car insurance in Virginia for 60-year-olds
If you’re a safe driver in Virginia, you might want to consider getting quotes from these companies, as they typically offer the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $63 | $761 |
| Alfa | $74 | $884 |
| Virginia Farm Bureau | $77 | $921 |
| Penn National | $81 | $967 |
| Auto-Owners | $88 | $1,059 |
Cheapest minimum coverage car insurance in Virginia for 60-year-olds
If you’re in Virginia and looking for the minimum required coverage, you might want to consider these insurers, as they often have the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $23 | $277 |
| Alfa | $27 | $329 |
| State Farm | $31 | $367 |
| Travelers | $32 | $384 |
| Auto-Owners | $32 | $389 |
Cheap car insurance in Virginia for 60-year-olds with poor credit
If you have a low credit score in Virginia and need full coverage car insurance, you might want to explore these companies, as they typically offer the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Chubb | $104 | $1,248 |
| Virginia Farm Bureau | $123 | $1,478 |
| Nationwide | $126 | $1,516 |
| Geico | $144 | $1,730 |
| Erie | $148 | $1,781 |
Cheap car insurance in Virginia for 60-year-olds with one speeding ticket
If you’ve recently received a speeding ticket in Virginia and are looking for affordable minimum coverage car insurance, these companies often have the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $25 | $295 |
| Alfa | $35 | $419 |
| Auto-Owners | $36 | $427 |
| State Farm | $36 | $427 |
| Cincinnati Insurance | $40 | $479 |
Cheap car insurance in Virginia for 60-year-olds with one at-fault accident
If you’ve had a recent accident and you’re living in Virginia, these are the companies that often offer the lowest average rates for full coverage:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $87 | $1,040 |
| Auto-Owners | $88 | $1,059 |
| Virginia Farm Bureau | $109 | $1,303 |
| Penn National | $115 | $1,375 |
| State Farm | $116 | $1,395 |
Cheap car insurance in Virginia for 60-year-olds after a DUI
We found the most affordable auto insurance options after a DUI from the following companies, along with their average rates for full coverage:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Virginia Farm Bureau | $101 | $1,214 |
| Erie | $105 | $1,262 |
| State Farm | $135 | $1,623 |
| Mercury | $139 | $1,670 |
| Auto-Owners | $147 | $1,768 |
Cheap Car Insurance in Virginia for 70-year-old drivers
Find the car insurance rates for 70-year-old drivers is not a hard task. The most affordable coverage as you can find to compare quotes from different insurance companies. Additionally, look for insurers that provide discounts specifically for seniors. For instance, some insurance companies offer discounts to senior drivers who complete a defensive driving course, so taking advantage of such opportunities can help reduce insurance costs.
Cheapest full coverage car insurance in Virginia for 70-year-olds
If you’re a safe driver in Virginia, it’s a good idea to consider getting quotes from these companies, as they typically offer the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $73 | $870 |
| Alfa | $75 | $902 |
| Penn National | $87 | $1,039 |
| Virginia Farm Bureau | $87 | $1,041 |
| State Farm | $96 | $1,151 |
Cheapest minimum coverage car insurance in Virginia for 70-year-olds
If you’re in Virginia and looking for the minimum required coverage, you might want to check with these insurers, as they often have the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $26 | $314 |
| Alfa | $28 | $335 |
| State Farm | $33 | $393 |
| Travelers | $37 | $442 |
| Cincinnati Insurance | $37 | $448 |
Cheap car insurance in Virginia for 70-year-olds with poor credit
If you have a low credit score in Virginia and need full coverage car insurance, you might want to consider these companies, as they typically offer the lowest average rates:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Chubb | $104 | $1,248 |
| Virginia Farm Bureau | $140 | $1,676 |
| Nationwide | $141 | $1,689 |
| Geico | $168 | $2,012 |
| Erie | $169 | $2,026 |
Cheap car insurance in Virginia for 70-year-olds with one speeding ticket
If you’ve recently received a speeding ticket in Virginia and are looking for affordable minimum coverage car insurance, these companies often have the lowest average rates:
| Company | Minimum Coverage Average Rates (Per Month) | Minimum Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $28 | $334 |
| Alfa | $35 | $425 |
| State Farm | $38 | $457 |
| Cincinnati Insurance | $43 | $520 |
| Auto-Owners | $45 | $539 |
Cheap car insurance in Virginia for 70-year-olds with one at-fault accident
If you’ve had a recent accident and are living in Virginia, these companies often offer the lowest average rates for full coverage:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Erie | $99 | $1,193 |
| Auto-Owners | $103 | $1,237 |
| State Farm | $122 | $1,467 |
| Penn National | $124 | $1,488 |
| Virginia Farm Bureau | $127 | $1,522 |
Cheap car insurance in Virginia for 70-year-olds after a DUI
We found the most affordable auto insurance options after a DUI from the following companies, along with their average rates for full coverage:
| Company | Full Coverage Average Rates (Per Month) | Full Coverage Average Rates (Annual) |
|---|---|---|
| Virginia Farm Bureau | $115 | $1,385 |
| Erie | $121 | $1,451 |
| State Farm | $143 | $1,714 |
| Mercury | $172 | $2,061 |
| Auto-Owners | $178 | $2,131 |
Factors that affect your Virginia Car Insurance Premiums
Insurance companies use various personal factors like your age, where you live, your driving history, and more to determine you can insurance cost. Each insurance company gives these factors different importance, so when you’re looking for car insurance, you’ll receive quotes with different prices.
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FAQs
What factors impact my car insurance rates in Virginia?
There are many factors that affect car insurance rates in Virginia, including age, driving record, the type of car you drive, where you live, and your credit score.
Are there any discounts available for cheap car insurance in Virginia?
Yes, many insurance companies offer discounts include safe driver discounts, good student discounts, multi-policy discounts, and discounts for taking defensive driving courses.
What is the minimum car insurance requirement in Virginia?
Virginia requires liability insurance with minimum coverage limits of
$25,000 for bodily injury per person.
$50,000 for bodily injury per accident.
$20,000 for property damage.
Does my credit score affect my car insurance rates in Virginia?
Yes, your credit score can impact your car insurance rates in Virginia. Insurance companies often use it as a factor when determining premiums.
Are online quotes reliable for finding cheap car insurance in Virginia?
Yes, online quotes are a reliable way to compare rates and find affordable car insurance in Virginia. However, it’s essential to provide accurate information for getting accurate quotes.
