Cheap Car Insurance Indiana

Auto insurance is an important purchase, but finding affordable car insurance in Indiana is not always easy. The best way to find cheap car insurance is to compare rates from multiple insurance companies.

According to the most recent Carinsuranceqts analysis of full coverage car insurance rates in Indiana, the cheapest car insurance company in Indiana is Hastings Mutual, averaging $669 per year or $56 per month. Meanwhile, the average cost of full coverage car insurance in Indiana is $1,433 per year, or about $119 per month.

Minimum coverage in Indiana averages $463 per year, but we’ve found you can probably find a cheaper policy. For example, for minimum coverage car insurance for a 35-year-old driver with a clean driving record, Auto-Owners offers the cheapest rates in Indiana, averaging $229 per year.

Cheap Car Insurance in Indiana for 20-year-old drivers

Drivers over the age of 20 may have to get a lot of quotes to find the best cheap car insurance. Prices can skyrocket for people under 20, but as drivers gain more experience on the road, prices go down. Still, some companies regularly have better insurance rates for young drivers, so it’s best to shop around to find them.

Full coverage car insurance in Indiana for 20-year-olds drivers

Drivers with clean driving records in Indiana may want to consider the following companies, which had the lowest average rates:

1. Hastings Mutual: $147 per month, or $1,764 per year.
2. Indiana Farmers: $148 per month, or $1,775 per year.
3. Pekin: $153 per month, or $1,840 per year.
4. QBE: $164 per month, or $1,970 per year.
5. Auto-Owners: $166 per month, or $1,987 per year.

Minimum coverage car insurance in Indiana for 20-year-olds drivers

1. QBE: $40 per month or $475 per year
2. Auto-Owners: $48 per month or $577 per year
3. Westfield: $51 per month or $614 per year
4. Buckeye: $54 per month or $649 per year
5. Indiana Farmers: $57 per month or $686 per year

Car Insurance in Indiana for 20-year-olds drivers with poor credit

1. QBE:$76 per month or $909 per year
2. Travelers: $95 per month or $1,135 per year
3. Westfield: $96 per month or $1,154 per year
4. Indiana Farmers: $98 per month or $1,172 per year
5. Geico: $98 per month or $1,178 per year

Car Insurance in Indiana for 20-year-olds drivers with one speeding ticket

1. Buckeye: $54 per month or $649 per year
2. QBE: $56 per month or $666 per year
3. Westfield: $61 per month or $737 per year
4. Indiana Farmers: $69 per month or $823 per year
5. Hastings Mutual: $76 per month or $915 per year

Car Insurance in Indiana for 20-year-olds drivers with one at-fault crash

1. QBE: $56 per month or $666 per year
2. Auto-Owners: $65 per month or $782 per year
3. Buckeye: $65 per month or $782 per year
4. Westfield: $68 per month or $818 per year
5. Hastings Mutual: $69 per month or $824 per year

Car Insurance in Indiana for 20-year-olds drivers after a DUI

1. Indiana Farmers: $69 per month or $823 per year
2. QBE: $76 per month or $912 per year
3. Progressive: $83 per month or $997 per year
4. Travelers: $92 per month or $1,110 per year
5. State Farm: $97 per month $1,161 per year

Cheap Car Insurance in Indiana for 30-year-old drivers

By the time they reach age 30, most drivers will enjoy cheaper car insurance rates than they did in their teens and 20s. Still, factors such as a person’s driving record and the make and model of the car can increase prices. Drivers over the age of 30 can get lower rates by shopping around and taking advantage of any car insurance discounts.

Full coverage car insurance in Indiana for 30-year-olds drivers

1. Hastings Mutual: $61 per month or $733 per year
2. Buckeye: $77 per month or $925 per year
3. Pekin: $78 per month or $930 per year
4. Auto-Owners: $79 per month or $947 per year
5. State Farm: $90 per month or $1,082 per year

Minimum coverage car insurance in Indiana for 30-year-olds drivers

1. Auto-Owners: $18 per month or $218 per year
2. Buckeye: $21 per month or $253 per year
3. Westfield: $26 per month or $309 per year
4. QBE: $26 per month or $310 per year
5. State Farm: $27 per month or $323 per year

Car Insurance in Indiana for 30-year-olds drivers with poor credit

1. Hastings Mutual: $109 per month, or $1,307 per year.
2. Encompass: $131 per month, or $1,568 per year.
3. Pekin: $144 per month, or $1,729 per year.
4. Indiana Farmers: $156 per month, or $1,873 per year.
5. Geico: $161 per month, or $1,934 per year.

Car Insurance in Indiana for 30-year-olds drivers with one speeding ticket

1. Buckeye: $22 per month, or $268 per year.
2. Westfield: $31 per month, or $371 per year.
3. State Farm: $33 per month, or $396 per year.
4. Auto-Owners: $35 per month, or $415 per year.
5. Hastings Mutual: $35 per month, or $419 per year.

Car Insurance in Indiana for 30-year-olds drivers with one at-fault crash

1. Hastings Mutual: $61 per month, or $733 per year.
2. Buckeye: $99 per month, or $1,187 per year.
3. Auto-Owners: $100 per month, or $1,204 per year.
4. Pekin: $101 per month, or $1,214 per year.
5. Indiana Farmers: $105 per month, or $1,257 per year.

Car Insurance in Indiana for 30-year-olds drivers after a DUI

1. Indiana Farmers: $111 per month, or $1,333 per year.
2. State Farm: $125 per month, or $1,503 per year.
3. Pekin: $142 per month, or $1,702 per year.
4. American Family: $151 per month, or $1,811 per year.
5. Progressive: $158 per month, or $1,892 per year.

Cheap Car Insurance in Indiana for 40-year-old drivers

Drivers over the age of 40 have better insurance rates on average than their younger counterparts, but they still pay more than drivers in older age groups. Shopping around for cheap car insurance quotes with multiple insurance companies is the best way to get low rates. Good drivers who don’t drive often may want to consider pay-per-mile insurance, which charges drivers a fee based on how many miles they drive.

Full coverage car insurance in Indiana for 40-year-olds drivers

1. Hastings Mutual: $51 per month, or $614 per year.
2. Pekin: $72 per month, or $866 per year.
3. Buckeye: $77 per month, or $925 per year.
4. Auto-Owners: $81 per month, or $967 per year.
5. Indiana Farmers: $81 per month, or $969 per year.

Minimum coverage car insurance in Indiana for 40-year-olds drivers

1. Auto-Owners: $20 per month, or $237 per year.
2. Buckeye: $21 per month, or $253 per year.
3. Hastings Mutual: $23 per month, or $271 per year.
4. Westfield: $24 per month, or $289 per year.
5. State Farm: $27 per month, or $329 per year.

Car Insurance in Indiana for 40-year-olds drivers with poor credit

1. Hastings Mutual: $91 per month, or $1,086 per year.
2. Encompass: $131 per month, or $1,568 per year.
3. Indiana Farmers: $134 per month, or $1,603 per year.
4. Pekin: $134 per month, or $1,608 per year.
5. Geico: $154 per month, or $1,848 per year.

Car Insurance in Indiana for 40-year-olds drivers with one speeding ticket

1. Buckeye: $22 per month, or $268 per year.
2. Westfield: $29 per month, or $347 per year.
3. Hastings Mutual: $30 per month, or $362 per year.
4. Indiana Farmers: $33 per month, or $397 per year.
5. State Farm: $34 per month, or $404 per year.

Car Insurance in Indiana for 40-year-olds drivers with one at-fault crash

1. Hastings Mutual: $51 per month, or $614 per year.
2. Indiana Farmers: $90 per month, or $1,084 per year.
3. Pekin: $94 per month, or $1,127 per year.
4. Buckeye: $99 per month, or $1,187 per year.
5. Auto-Owners: $103 per month, or $1,233 per year.

Car Insurance in Indiana for 40-year-olds drivers after a DUI

1. Indiana Farmers: $96 per month, or $1,152 per year.
2. State Farm: $123 per month, or $1,471 per year.
3. Pekin: $131 per month, or $1,576 per year.
4. American Family: $136 per month, or $1,628 per year.
5. Progressive: $142 per month, or $1,706 per year.

Cheap Car Insurance in Indiana for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates on average than most other age groups. Prices will continue to drop as they approach age 60 and gain more driving experience. Rates can still vary depending on other factors, such as the gender and location of the driver, so it’s smart to shop around to find the best rate. Our list of cheap car insurance companies is a good place to start.

Full coverage car insurance in Indiana for 50-year-olds drivers

1. Hastings Mutual: $49 per month, or $592 per year.
2. Buckeye: $68 per month, or $815 per year.
3. Pekin: $70 per month, or $835 per year.
4. Indiana Farmers: $75 per month, or $894 per year.
5. Auto-Owners: $76 per month, or $915 per year.

Minimum coverage car insurance in Indiana for 50-year-olds drivers

1. Buckeye: $18 per month, or $221 per year.
2. Auto-Owners: $19 per month, or $226 per year.
3. Hastings Mutual: $22 per month, or $261 per year.
4. Westfield: $23 per month, or $276 per year.
5. Indiana Farmers: $27 per month, or $323 per year.

Car Insurance in Indiana for 50-year-olds drivers with poor credit

1. Hastings Mutual: $87 per month, or $1,047 per year.
2. Encompass: $116 per month, or $1,397 per year.
3. Indiana Farmers: $123 per month, or $1,473 per year.
4. Pekin: $129 per month, or $1,551 per year.
5. Geico: $149 per month, or $1,792 per year.

Car Insurance in Indiana for 50-year-olds drivers with one speeding ticket

1. Buckeye: $20 per month, or $235 per year.
2. Westfield: $28 per month, or $331 per year.
3. Hastings Mutual: $29 per month, or $352 per year.
4. Celina Insurance: $30 per month, or $359 per year.
5. Indiana Farmers: $32 per month, or $388 per year.

Car Insurance in Indiana for 50-year-olds drivers with one at-fault crash

1. Hastings Mutual: $49 per month, or $592 per year.
2. Indiana Farmers: $84 per month, or $1,006 per year.
3. Buckeye: $88 per month, or $1,058 per year.
4. Pekin: $91 per month, or $1,089 per year.
5. Auto-Owners: $97 per month, or $1,168 per year.

Car Insurance in Indiana for 50-year-olds drivers after a DUI

1. Indiana Farmers: $89 per month, or $1,063 per year.
2. State Farm: $120 per month, or $1,441 per year.
3. American Family: $126 per month, or $1,513 per year.
4. Pekin: $127 per month, or $1,523 per year.
5. Progressive: $130 per month, or $1,557 per year.

Cheap Car Insurance in Indiana for 60-year-old drivers

Although car insurance rates for 60 year olds are cheaper on average than many other age groups, prices will begin to rise as they age. To find affordable car insurance for seniors, drivers over the age of 60 should be sure to shop around to find the best rate. Drivers in this age group should also take advantage of the discounts available for senior citizens.

Full coverage car insurance in Indiana for 60-year-olds drivers

1. Hastings Mutual: $50 per month, or $599 per year.
2. Buckeye: $68 per month, or $815 per year.
3. Pekin: $70 per month, or $839 per year.
4. Indiana Farmers: $73 per month, or $871 per year.
5. Auto-Owners: $73 per month, or $882 per year.

Minimum coverage car insurance in Indiana for 60-year-olds drivers

1. Buckeye: $18 per month, or $221 per year.
2. Auto-Owners: $19 per month, or $225 per year.
3. Hastings Mutual: $22 per month, or $264 per year.
4. Westfield: $25 per month, or $294 per year.
5. State Farm: $26 per month, or $311 per year.

Car Insurance in Indiana for 60-year-olds drivers with poor credit

1. Hastings Mutual: $88 per month, or $1,060 per year.
2. Encompass: $115 per month, or $1,380 per year.
3. Indiana Farmers: $120 per month, or $1,442 per year.
4. Pekin: $130 per month, or $1,554 per year.
5. Geico: $147 per month, or $1,766 per year.

Car Insurance in Indiana for 60-year-olds drivers with one speeding ticket

1. Buckeye: $20 per month, or $235 per year.
2. Celina Insurance: $29 per month, or $352 per year.
3. Westfield: $29 per month, or $353 per year.
4. Hastings Mutual: $30 per month, or $355 per year.
5. State Farm: $32 per month, or $381 per year.

Car Insurance in Indiana for 60-year-olds drivers with one at-fault crash

1. Hastings Mutual: $50 per month, or $599 per year.
2. Indiana Farmers: $83 per month, or $994 per year.
3. Buckeye: $88 per month, or $1,058 per year.
4. Pekin: $91 per month, or $1,098 per year.
5. Auto-Owners: $94 per month, or $1,128 per year.

Car Insurance in Indiana for 60-year-olds drivers after a DUI

1. Indiana Farmers: $86 per month, or $1,036 per year.
2. State Farm: $113 per month, or $1,360 per year.
3. Progressive: $125 per month, or $1,503 per year.
4. American Family: $127 per month, or $1,523 per year.
5. Pekin: $128 per month, or $1,540 per year.

Cheap Car Insurance in Indiana for 70-year-old drivers

Car insurance costs may start to rise for drivers over 70. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for senior citizens. For example, some insurers offer discounts to senior drivers who take a defensive driving course.

Full coverage car insurance in Indiana for 70-year-olds drivers

1. Hastings Mutual: $63 per month, or $761 per year.
2. Buckeye: $69 per month, or $833 per year.
3. Pekin: $75 per month, or $903 per year.
4. Auto-Owners: $85 per month, or $1,018 per year.
5. State Farm: $85 per month, or $1,022 per year.

Minimum coverage car insurance in Indiana for 70-year-olds drivers

1. Buckeye: $19 per month, or $227 per year.
2. Auto-Owners: $24 per month, or $291 per year.
3. State Farm: $27 per month, or $330 per year.
4. Hastings Mutual: $28 per month, or $341 per year.
5. Westfield: $30 per month, or $356 per year.

Car Insurance in Indiana for 70-year-olds drivers with poor credit

1. Hastings Mutual: $113 per month, or $1,358 per year.
2. Encompass: $117 per month, or $1,403 per year.
3. Pekin: $139 per month, or $1,673 per year.
4. Indiana Farmers: $146 per month, or $1,752 per year.
5. Geico: $156 per month, or $1,876 per year.

Car Insurance in Indiana for 70-year-olds drivers with one speeding ticket

1. Buckeye: $20 per month, or $240 per year.
2. State Farm: $34 per month, or $404 per year.
3. Celina Insurance: $34 per month, or $412 per year.
4. Westfield: $36 per month, or $427 per year.
5. Hastings Mutual: $36 per month, or $433 per year.

Car Insurance in Indiana for 70-year-olds drivers with one at-fault crash

1. Hastings Mutual: $63 per month, or $761 per year.
2. Buckeye: $90 per month, or $1,080 per year.
3. Pekin: $99 per month, or $1,188 per year.
4. Indiana Farmers: $100 per month, or $1,199 per year.
5. Auto-Owners: $109 per month, or $1,311 per year.

Car Insurance in Indiana for 70-year-olds drivers after a DUI

1. Indiana Farmers: $103 per month, or $1,234 per year.
2. State Farm: $119 per month, or $1,431 per year.
3. Pekin: $140 per month, or $1,675 per year.
4. American Family: $142 per month, or $1,704 per year.
5. Progressive: $152 per month, or $1,822 per year.

Minimum Required Car Insurance in Indiana

In Indiana, as in many other states, drivers are required to carry liability car insurance in order to legally operate a motor vehicle.

The minimum liability limits you must select are:

• $25,000 bodily injury liability per person.
• $50,000 bodily injury liability per accident.
• $25,000 property damage liability per accident.

FAQs

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