Clearcover Car Insurance Review 2024

Clearcover car insurance started in 2018 in California. American Family Ventures, which is connected to American Family Insurance provide some financial support to grow their business.

Clearcover auto insurance sells only six months car insurance policies. They offer the best price before checking your driving history twice in a year. But if you have an accident or get a speeding ticket then your insurance cost might go up sooner.

Clearcover Insurance States

  1. Alabama
  2. Arizona
  3. Georgia
  4. Illinois
  5. Indiana
  6. Kentucky
  7. Louisiana
  8. Maryland
  9. Mississippi
  10. Missouri
  11. Nebraska
  12. Ohio
  13. Oklahoma
  14. Pennsylvania
  15. Texas
  16. Utah
  17. Virginia
  18. West Virginia
  19. Wisconsin

Clearcover Car Insurance Coverage

Clearcover insurance company provides the same kinds of car insurance coverage as other competitors include Root, Branch, Vouch, Next Insurance and Liberty Mutual.

Liability Car Insurance

Liability car insurance helps to pay for the medical bills and repairs for other people’s injuries and property damage if you’re responsible for an accident. It also covers your legal fees if someone takes you to court because of a car accident.

Collision Car Insurance

Collision insurance is cover the expenses of fixing or getting a new car when it’s been damaged in a collision and no matter who’s at fault. It also helps when you hit something like a fence or tree with your car and paying for the damage.

Comprehensive Car Insurance

Comprehensive insurance helps cover the cost of fixing or getting a new car if it’s damaged by things like fire, vandalism, floods, falling objects, hail, or if you hit an animal. It also pays you if your car gets stolen.

Uninsured/Underinsured Motorist Insurance

Uninsured motorist coverage helps with your medical bills if you’re in an accident caused by a driver who doesn’t have insurance to cover it. Underinsured motorist coverage helps with medical bills if you’re hit by a driver who doesn’t have enough insurance. In some states, you must have uninsured motorist coverage but in others, it’s your choice.

Personal Injury Protection (PIP)

Personal injury protection (PIP) coverage takes care of medical bills and healthcare expenses if you or your passengers get hurt in an accident and no matter who’s to blame. It also helps with funeral costs, lost income, and basic needs like childcare. The rules for PIP insurance vary: it’s mandatory in 15 states and in others its optional.

Medical Payments Insurance (MedPay)

Medical payments coverage (MedPay) handles medical costs for injuries to you and your passengers, regardless of who caused the accident. In certain states you must have this coverage but in others it’s a choice. The MedPay cost in ranging starting from $1,000 to $5,000.

Additional Coverage Options From Clearcover Car Insurance

You have the option to get extra coverage for different situations, like when your car needs repairs or if it breaks down:

Alternate transportation coverage

If you can’t use your car because of don’t have car insurance. It gives you money for things like carpooling, ride-sharing, public transit, or renting a car. There’s a limit for each day and for each problem. For example, if you have $30/$900 alternate transportation coverage that means Clearcover insurance will pay you $30 per day and up to $900 for each issue.

Roadside assistance service

Arranges to tow your car to the closest repair shop if it stops working. Clearcover roadside assistance insurance can helps with up to three car problems during a six-month policy. These problems could be things like a dead battery, a flat tire, or a mechanical issue.

Clearcover car insurance Quote

We don’t have specific data for Clearcover insurance quote but across the United States, the average price for full car insurance coverage is approximately $2,014 per year. This information comes from Quadrant Information Services. If you’re looking for the average cost of the minimum required for car insurance coverage it’s around $622 per year.

It’s crucial to keep in mind that car insurance rates can depending on various factors. These factors include the type of vehicle, your driving history, where you live (ZIP code), and other individual details.

These factors it’s very likely that your car insurance rate will be different from the national average. Your unique circumstances play a significant role in determining your specific insurance cost.

Clearcover Car Insurance Discounts

Clearcover Insurance takes a different approach for their discount as compared to other best car insurance companies. Instead of providing various discounts for safe driving, paying in full, using online billing, or having safety features in your vehicle, Clearcover auto insurance includes these factors in its regular pricing.

However, Clearcover car insurance offer a 15% discount for active duty military personnel, and for Louisiana drivers who are on active duty, as well as for their children under age 25, they offer an additional 25% discount.

Pros and cons of Clearcover car insurance

Clearcover Insurance could be a cost-effective car insurance choice for people who are comfortable with technology. However, every insurance company have both advantages and disadvantages but before you deciding to purchase Clearcover auto insurance you can read latest reviews or know about its pros and cons. Here are some potential pros and cons:

ProsCons
Discount opportunities availablePolicyholders need a smartphone
Robust digital appOnly available in 19 states
Claims paid quicklyNo policy-bundling available

How to Apply for Clearcover Insurance Claims

Clearcover Auto claim process is very simple and easy. You can apply login on website account or fill claim form on mobile app . Here are the steps to file a claim:

  1. Open clearcover insurance app: Launch the Clearcover mobile app on your device.
  2. Choose “File a Claim”: Within the app, select the option that says “File a Claim.”
  3. Answer Questions and Upload Pictures: You’ll be prompted to provide some information about the accident. Additionally, you can upload pictures showing the damage to your vehicle.
  4. Track Claim Progress: You can keep tabs on the status and progress of your claim directly within the app.

Clearcover insurance claims producers is quickly with many of them being settled in less than a week. Simple claims might even be paid on the same day they are submitted. This digital and user-friendly approach can simplify the claims process for policyholders.

If you don’t want to file a Clearcover insurance claims online then you can call on phone number at (855) 444-1875.

Auto Insurance Complaints Against Clearcover

It’s important to consider customer feedback when choosing an insurance provider. According to the information Clearcover car insurance customer service has a higher number of average complaints with the most common issues being canceled policies. Other complaints relate to policy non-renewal, how claims are handled by adjusters, dissatisfaction with settlement offers, and delays in the claims process.

FAQs

What types of car insurance does Clearcover offer?

Clearcover Insurance offers a range of car insurance options, including liability insurance, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.

How can I get a quote from Clearcover?

You can get a Clearcover insurance quote by visiting their website or using their mobile app. You’ll need to provide some basic information about your vehicle and driving history to receive a personalized quote.

What is Clearcover Insurance claims process like?

Clearcover claims process is designed to be fast and straightforward. You can file a claim through their website or app, and they strive to process claims quickly.

Is Clearcover Insurance company is a reputable car insurance company?

The Clearcover are owned by Fortegra Financial Corporation and this company has an A-, Excellent A.M. Best financial stability rating.

Who is the CEO of Clearcover Insurance Company?

The CEO of Clearcover company is Kyle Nakatsuji.

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