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Hastings Mutual Car Insurance Quotes

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Hastings Mutual car Insurance quotes offers with an average cost of $83 per month or $996 annually for policyholders. These coverage available only six states.

However, individual car insurance premiums are determined on the basis of various factors includes driver history, credit score, location, and age. Additionally, the specific coverage options chosen and eligibility for discounts can also impact the final insurance rates.

Read | SECURA Auto Insurance Quotes

About “Hastings Mutual”

Hastings Mutual Company started in 1885 as the Michigan Mutual Tornado, Cyclone, and Windstorm Insurance Company. It was created to help protect people in Hastings and other parts of Michigan from tornadoes that had destroyed their communities. Over the years, the company got bigger and started doing more types of insurance.

By 1920, they changed the name to Michigan Mutual Windstorm Insurance Company. Just five years later, it became the second-largest windstorm insurance company in the world. They had 90,000 members who shared $300 million in coverage.

The company offers their insurance products for businesses, farms, and individuals in 6 Midwestern states, including Ohio,Illinois, Indiana, Iowa, Michigan, and Wisconsin.

Hastings Mutual Contact Info

Address404 E. Woodlawn Ave. Hastings, MI 49058
Phone Number1-800-442-8277
Local Agent www.hastingsmutual.com/find-an-agent.

Hastings Mutual Car Insurance Quotes Coverage Options

Hastings Mutual is a company that helps you with car insurance. They offer different types of coverage to keep you and your car safe. Let’s learn more about their car insurance quotes and the protection they offer.

Hastings Mutual makes it easy to get a price estimate for your car insurance. You can contact them through their website, talk to a local agent, or call their customer service. They have friendly people who want to help you find good coverage that doesn’t cost too much.

Coverage Options:

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  1. Liability Coverage
  2. Collision Coverage
  3. Comprehensive Coverage
  4. Personal Injury Protection (PIP)
  5. Uninsured/Underinsured Motorist Coverage
  6. Rental Reimbursement
  7. Roadside Assistance
  8. Accident Forgiveness
  9. Diminishing Deductibles
  10. Towing Coverage
  11. New Vehicle Replacement Cost
  12. Pet Injury Coverage

Read | Shelter Car Insurance Quotes

Hastings Mutual Car Insurance Quotes by Driver History

Hastings Mutual, like many other car insurance companies, determines insurance quotes by various factors such as driving history, type of vehicle, and the level of coverage you want. If you have a clean driving record, you’ll generally pay lower insurance premiums compared to individuals with a history of DUIs. However, even if you’ve had past at-fault accidents or speeding tickets, you can still get reasonably priced insurance rates from Hastings Mutual.

Driver ProfileHastings Mutual Average Monthly PremiumNational Average
Clean Record$93$108
At-Fault Accident$83$122
Speeding Ticket$88$116

Hastings Mutual Car Insurance Quotes by State

Where you live this also affect your car insurance cost include population, crime rates, road infrastructure, state minimum insurance requirements, weather, and climate. So all state have different insurance costs.

StateHastings Mutual Average Monthly Premium

Hastings Mutual Car Insurance Quotes Pros and Cons

Hastings Mutual, a well-established insurance company, offers a range of coverage options to cater to the diverse needs of drivers. The car insurance company provides coverage options and a variety of discounts for drivers. Additionally, they offer a complimentary identity theft protection add-on for those who are interested.


  • Coverage for Midwestern drivers Identity
  • Available discounts
  • Identity theft protection


  • Available only 6 States
  • No 44/7 Support for Claim
  • No Mobile Application

Read | A Guide to Reading & Understanding Your Car Insurance Policy


How do I Call Hastings Mutual for quotes?

You can visit official website ( www.hastingsmutual.com) for Hastings Mutual Car Insurance Quotes also calling by using 0333-321-9800.

What Are Hastings Mutual Car Insurance Discounts?

Hastings Mutual offers a number of Multi-Policy discount, claim free discount, good student discount for young drivers, defensive driving discount, and bundling discounts for policyholders.

Is it free to get a car insurance quote from Hastings Mutual?

Yes, getting a car insurance quote from Hastings Mutual is completely free. Insurance companies provide free quotes to help you understand their pricing and coverage options before making a decision.

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How can I compare Hastings Mutual car insurance quotes with quotes from other companies?

To compare Hastings Mutual car insurance quotes with other insurance companies, you can obtain quotes from multiple insurance providers and review them side by side. Consider factors like coverage options, deductibles, premiums, and customer reviews to make an informed decision.

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