Texas Car Insurance: Everything You Need to Know
Texas requires drivers to have liability insurance with minimum coverage of $30,000 per injured person, up to $60,000 per accident, and $25,000 for property damage.
Drivers can purchase additional coverage, such as comprehensive and collision insurance, to protect their own vehicle.
Full coverage insurance includes liability, comprehensive, and collision coverage.
Texas has a high rate of uninsured drivers, so it's important to have adequate insurance coverage.
Factors that can affect car insurance rates in Texas include age, driving record, location, and type of vehicle.
Drivers can save money on car insurance by shopping around for quotes, bundling policies, and taking advantage of discounts.
Texas also offers a low-cost auto insurance program for eligible drivers who meet certain income requirements.
Drivers should review their car insurance policy regularly to ensure they have adequate coverage and are getting the best rates.
In the event of an accident, drivers should exchange insurance information with the other driver and contact their insurance company as soon as possible.
Overall, it's important for Texas drivers to understand their car insurance options and requirements to ensure they are adequately protected on the road.
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